Who is Volkswagen Finance: The Financial Arm of Volkswagen

Who is Volkswagen Finance? The name may not be as familiar as Volkswagen itself, but the company plays a crucial role in the automotive industry. As the financial arm of Volkswagen, Volkswagen Finance provides a comprehensive suite of financial services that cater to the needs of Volkswagen customers.

Established in 1993, Volkswagen Finance has grown into a global powerhouse with operations in over 40 countries. The company’s success is built on a deep understanding of the automotive market and a commitment to providing innovative financial solutions.


Volkswagen Finance, a subsidiary of Volkswagen AG, holds a prominent position in the global automotive industry, offering a comprehensive suite of financial solutions tailored to the automotive sector.

Established in 1991, Volkswagen Finance has steadily expanded its presence, becoming a leading provider of financing, leasing, and insurance products for Volkswagen customers worldwide.

Key Milestones

  • 1991: Foundation of Volkswagen Finance as a wholly-owned subsidiary of Volkswagen AG.
  • 1999: Expansion into Central and Eastern Europe.
  • 2007: Acquisition of LeasePlan, a global leader in fleet management.
  • 2011: Establishment of Volkswagen Financial Services AG, consolidating all financial services operations under one roof.
  • 2018: Launch of the digital platform “We Connect Go,” offering seamless integration of financial services into the customer’s vehicle experience.

Services Offered

Volkswagen Finance offers a comprehensive range of financial services tailored to meet the specific needs of Volkswagen customers. These services include financing, leasing, and insurance, providing customers with flexible and convenient options to acquire and maintain their Volkswagen vehicles.

The financing options provided by Volkswagen Finance enable customers to spread the cost of their new Volkswagen over a period of time, making it more affordable and manageable. Volkswagen Finance also offers a variety of lease programs that provide customers with the flexibility to drive a new Volkswagen without the long-term commitment of ownership.

Additionally, Volkswagen Finance offers comprehensive insurance coverage to protect customers’ vehicles and investments.

Volkswagen Finance is the financial services arm of the Volkswagen Group, one of the world’s largest automakers. If you’re curious about whether Volkswagen has ownership over Lamborghini, you can find out more by clicking here . Volkswagen Finance offers a range of financial products and services to customers who purchase Volkswagen vehicles.


  • Flexible financing terms tailored to individual needs and budgets
  • Competitive interest rates and low monthly payments
  • Extended warranty and maintenance plans for added peace of mind


  • Variety of lease options to suit different driving habits and preferences
  • Lower monthly payments compared to financing
  • Flexibility to upgrade to a newer Volkswagen at the end of the lease term


  • Comprehensive coverage for vehicle, liability, and personal injury
  • Competitive premiums and discounts for safe driving
  • Convenient online claims processing and 24/7 roadside assistance

Financial Performance

Volkswagen Finance has demonstrated consistent financial growth over the past few years, driven by increasing revenue, profit, and assets under management.

  • Revenue:Volkswagen Finance’s revenue has grown steadily, reaching €14.7 billion in 2021, a 6% increase from 2020. This growth is attributed to an increase in loan originations and higher interest rates.
  • Profit:The company’s profit before tax also increased, reaching €2.5 billion in 2021, a 10% increase from the previous year. This increase is driven by higher revenue and improved cost efficiency.
  • Assets Under Management (AUM):Volkswagen Finance’s AUM has also grown significantly, reaching €205 billion in 2021, a 7% increase from 2020. This growth is driven by an increase in loan originations and customer deposits.

Partnerships and Collaborations

Volkswagen Finance has forged strategic partnerships and collaborations to enhance its offerings and expand its reach. These partnerships enable the company to leverage expertise, resources, and networks to provide innovative financial solutions to its customers.

If you’re curious about the origins of your Volkswagen, you might be wondering, “Who is Volkswagen Finance?” Well, they’re the financial arm of Volkswagen AG, the German automaker responsible for iconic models like the Golf, Passat, and Tiguan. Speaking of German-made Volkswagens, did you know that some of their most popular models, like the Golf and the Passat, are still manufactured in Germany? To find out more about these German-made Volkswagens, check out this article: what volkswagens are made in germany . But remember, Volkswagen Finance is here to help you with all your financing needs, whether you’re looking to lease or buy a new or used Volkswagen.

Key Partnerships


Volkswagen Finance is the financing arm of Volkswagen Group, one of the world’s largest automakers. In 1964, Volkswagen acquired a controlling stake in Audi, a German luxury car manufacturer. This acquisition marked a significant expansion for Volkswagen, and Audi has since become one of its most important brands.

Today, Volkswagen Finance provides financing options for both Volkswagen and Audi vehicles. You can find more information about when Volkswagen bought Audi and the history of the two companies by clicking the link.

-*Autohaus Group

A leading European automotive retail group, providing Volkswagen Finance with access to a vast network of dealerships and customers.

  • -*Santander Consumer Finance

    A global financial services provider, offering co-branded financing programs and a wide range of financial products.

  • -*Mastercard

    Volkswagen Finance, a leading provider of automotive financing, offers a wide range of financial solutions for Volkswagen drivers. From competitive interest rates to flexible payment options, Volkswagen Finance can help you find the right financing solution for your needs. If you’re looking for a fun and engaging way to learn more about Volkswagen Finance, check out the volkswagen hedgehog and fish ad . This heartwarming commercial highlights the unique and innovative ways that Volkswagen Finance can help you achieve your automotive dreams.

    Volkswagen Finance: The smart choice for Volkswagen drivers.

    A global payment technology company, enabling Volkswagen Finance to offer flexible payment options and digital financing solutions.

Market Share and Competition

Volkswagen Finance holds a significant market share in the automotive finance industry. The company’s market share varies across different regions, but it is generally among the top players in most markets where it operates.

The competitive landscape in the automotive finance industry is intense, with several major players competing for market share. Key competitors of Volkswagen Finance include:

Traditional Banks

  • Bank of America
  • Chase
  • Wells Fargo

Captive Finance Companies, Who is volkswagen finance

  • Toyota Financial Services
  • Honda Financial Services
  • Ford Motor Credit Company

Independent Finance Companies

  • Ally Financial
  • Capital One
  • Discover

Volkswagen Finance competes with these companies by offering a range of competitive financing options, including low interest rates, flexible payment terms, and value-added services.

Volkswagen Finance is a leading provider of automotive financing solutions. They offer a wide range of financing options to meet the needs of every customer. If you’re wondering have volkswagen stopped making electric cars , the answer is no. Volkswagen remains committed to electric vehicles and continues to invest in the development of new electric models.

Volkswagen Finance can help you finance your next Volkswagen electric car, so you can enjoy the benefits of electric driving without breaking the bank.

Customer Service and Satisfaction

Volkswagen Finance prioritizes customer satisfaction and maintains a dedicated team to provide exceptional support. The company’s customer-centric approach focuses on understanding customer needs, resolving inquiries promptly, and building long-term relationships.

Customer Support Channels

Volkswagen Finance offers multiple support channels to cater to customer preferences. Customers can reach out through phone, email, live chat, and social media platforms. The team is available during extended hours to ensure timely assistance.

Technology and Innovation

Who is volkswagen finance

Volkswagen Finance recognizes the importance of technology and innovation in enhancing customer experiences and driving efficiency. They have implemented various initiatives to leverage technology and improve their services.

Digitalization and Automation

Volkswagen Finance has invested in digitalization initiatives to streamline processes and improve convenience for customers. They have developed online platforms and mobile applications that allow customers to access their accounts, make payments, and apply for financing remotely. These digital tools also automate tasks such as credit scoring and loan approvals, reducing processing times and enhancing accuracy.

Future Prospects and Challenges

Who is volkswagen finance

Volkswagen Finance is well-positioned for future growth, driven by its strong brand reputation, extensive dealer network, and innovative financial products. However, the company also faces several challenges, including increasing competition and the need to adapt to evolving consumer preferences.

Potential Opportunities

  • Expansion into new markets:Volkswagen Finance can expand its operations into new markets, particularly in emerging economies, to capitalize on the growing demand for automotive financing.
  • Development of new products and services:The company can develop new products and services, such as digital financing platforms and subscription-based models, to meet the evolving needs of customers.
  • Partnerships with fintech companies:Volkswagen Finance can partner with fintech companies to leverage their expertise in digital technology and customer engagement.

Potential Challenges

  • Increasing competition:Volkswagen Finance faces increasing competition from traditional banks, credit unions, and non-bank lenders.
  • Economic downturn:An economic downturn can lead to a decrease in demand for automotive financing and an increase in loan defaults.
  • Regulatory changes:Changes in regulations, such as stricter lending standards or consumer protection laws, can impact Volkswagen Finance’s operations.

Last Point: Who Is Volkswagen Finance

Volkswagen Finance is more than just a lender. The company is a strategic partner that helps Volkswagen customers achieve their automotive dreams. With a focus on customer satisfaction and a commitment to innovation, Volkswagen Finance is well-positioned to continue its success in the years to come.

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